36.5.2. Cash

The Polish companies of the Group are served by the banks operating in Poland, controlled both by domestic and foreign capital. The foreign companies prefer being served by banks belonging to the same capital groups as the banks cooperating with the Capital Group in Poland. The ratings of the banks may not be lower than BB or BA2 (by Moody’s, S&P, Fitch, or Eurorating rating agencies). To minimise the liquidity loss risk, the Group avails of the services of a few banks as well as monitors their financial standing, including by way of ratings verification.