29. Loan payables

Maturity date	31.12.2022	31.12.2021
Short-term	295,416	535,041
1 to 2 years	645,200	317,883
between 2 and 5 years	136,572	103,850
over 5 years	72,279	0
Total	1,149,467	956,774

Long-term
Lender	Loan currency	Security	31.12.2022	31.12.2021
PKO BP	PLN	First capped mortgage on real properties of Grupa Kęty S.A. and Aluform sp. z o.o. (up to the amount of 150 million), along with the assignment of rights under the property insurance policies. Registered pledge on fixed assets up to the amount of PLN 57 million, along with the assignment of rights under the property insurance policy. Joint and several liability of Grupa Kęty S.A. and Aluform Sp. z o.o., plus blank promissory notes of Grupa Kęty S.A. and Aluform Sp. z o.o. and promissory note declaration. The total value of joint and several liability does not exceed the actual debt level plus the costs of credit – the credit is being repaid, and the current debt level is the highest possible.	7,300	53,191
BNP PARIBAS	PLN/EUR	Joint and several liability of the following companies: Grupa KĘTY S.A., Alupol Packaging S.A., Aluprof S.A., Romb S.A., Alupol Packaging Kęty Sp. z o.o., and Alupol Films Sp. z o.o., plus blank promissory notes and promissory note declarations of the aforementioned companies. The total value of joint and several liability does not exceed the actual debt level plus the costs of credit – renewable credit facility, maximum debt level: PLN 400 million.	317,677	256,270
PKO BP	PLN/EUR	Joint and several liability of the following companies: Grupy KĘTY S.A., Alupol Packaging S.A., Aluprof S.A., Alupol Packaging Kęty Sp. z o.o., and Romb S.A., plus blank promissory notes and promissory notes declarations. The total value of joint and several liability does not exceed the actual debt level plus the costs of credit – renewable credit facility, maximum debt level: PLN 400 million.	265,321	0
mBank	PLN/EUR	Joint and several liability of Alupol Packaging Kęty Sp. z o.o. and Alupol Films Sp. z o.o., security bond of Alupol Packaging S.A. (up to PLN 108 million), mortgage, registered pledge for the total value of the property and fixed assets owned by Alupol Packaging Kęty sp. o.o., up to the amount of PLN 108 million. The total value of joint and several liability does not exceed the actual debt level plus the costs of credit – the credit is being repaid, and the current debt level is the highest possible.	58,115	67,994
PEKAO	PLN	Joint and several liability of Aluprof S.A., Glassprof sp. z o.o., and Romb S.A. Mortgage on real properties of Romb S.A. and Aluprof S.A. as well as pledge on property, plant and equipment of Aluprof S.A., up to the maximum amount of PLN 225 million. The total value of joint and several liability does not exceed the actual debt level plus the costs of credit – the credit is being repaid, and the current debt level is the highest possible	150,000	0
Unicredit (posojilo)	EUR	Blank promissory notes and promissory notes declarations. Pledge on real property of Aluminium Kety EMMI Slovenia. Comfort letter by Aluform Sp. z o.o.	25,326	0
Aluprof UK	EUR	Company security bond.	323	0
ING Bank Polska	PLN	Mortgage (up to PLN 96 million), plus declaration on submission to enforcement.	29,989	44,278
Total			854,051	421,733

Short-term
Lender	Loan currency	Security	31.12.2022	31.12.2021
PKO BP	PLN	Short-term part of long-term loans – the same collaterals as in the case of the respective long-term loans.	63,881	65,966
PKO BP	PLN/EUR	Joint and several liability of the following companies: Grupy KĘTY S.A., Alupol Packaging S.A., Aluprof S.A., Alupol Packaging Kęty Sp. z o.o., and Romb S.A., plus blank promissory notes and promissory notes declarations. The total value of joint and several liability does not exceed the actual debt level plus the costs of credit – renewable credit facility, maximum debt level: PLN 400 million.	103	153,944
ING Bank Polska	PLN	Short-term part of the long-term loan Mortgage (up to PLN 96 million), plus declaration on submission to enforcement.	14,540	14,344
ING Polska	EUR/PLN	Joint and several liability of Grupa Kęty S.A. and Aluprof S.A. The total value of joint and several liability does not exceed the actual debt level plus the costs of credit – renewable credit facility, maximum debt level: PLN 65 million	37,924	43,137
PEKAO	PLN/EUR/USD	Joint and several liability of the following companies: Grupa Kęty S.A., Alupol Packaging S.A., Aluprof S.A., Aluform Sp. z o.o., Alupol Packaging Kęty Sp. z o.o., Alupol Films Sp. z o.o., and Aluminium Kęty EMMI d.o.o., Glassprof sp. z o.o., Aluprof System UK LTD, plus blank promissory notes and promissory note declarations of the aforementioned companies. The total value of joint and several liability does not exceed the actual debt level plus the costs of credit – renewable credit facility, maximum debt level: PLN 530 million	157,572	234,742
Unicredit (posojilo)	EUR	Blank promissory notes and promissory notes declarations. Pledge on real property of Aluminium Kety EMMI Slovenia. Comfort letter by Aluform Sp. z o.o.	9,314	0
BNP PARIBAS	PLN	Short-term part of long-term loans – the same collaterals as in the case of the respective long-term loans.	1,012	11,968
mBank	EUR	Short-term part of long-term loans – the same collaterals as in the case of the respective long-term loans.	11,070	10,940
Total			295,416	535,041

The Company loans bear interest at variable rates determined on arm’s length basis in reference to WIBOR/EURIBOR/LIBOR plus the bank margin or fixed interest rate. In 2022 and 2021, the Company complied with all credit/loan covenants.

28.6. Cumulative translation adjustment for subsidiaries

30. Lease liabilities